Indian's Investment Style

Indian's Investment Style..........
Yesterday i talked with my dad, he impressed me something about Indian..
Let see the dialogue..... Dinesh(Indian GUY), Ah Long (Loan Shark), Santhi ( Indian Girl)

Ah Long: Who need money, borrow RM1000 Give RM1000, Lelong, Lelong, Interest rate 30%

Dinesh: Santhi ar Santhi, I work for 3 years but i not ever got a hundred bulks in my saving account, How ah?

Santhi: Aiyo, Dinesh ar Dinesh, how come u didt save any money, if one day u are in urgent to use money, who can borrow to u?

Ah Long: Me la.( not involve the conversation)

Dinesh: Santhi, i know about that, but i cannot save a single bulk, i also don know why?

Santhi: Why dont u save the money everyday? One day u can save about rm20 then one month u can save about rm600 already.

Dinesh: But i feel not good in every single going to bank in a RM 20.

Santhi: I got a good idea, Ah Long, come.

Ah Long: need money?

Santhi: Yes. Can u borrow rm1000 to Dinesh.

Ah Long: why no?

Dinesh: Har, why i want to borrow money from ah long?

Santhi: u take the money first.

Ah long: okay, according to the agreement, u need to pay back the money in 100Days, include the interest, so u need to pay Rm13 to me everyday.

Dinesh: Ei, that i can afford it. Okay, no problem.
( after 600 days)

Dinesh: Hey, santhi. Thx for your advice, now my saving account got rm6000 already.

Santhi: That is great, that is skill for saving money.

Ah Long: hahahahahahahahahaha.

Do u catch the scene? 100days times rm13 become RM1300, instead of saving the rm20 everyday he can save Rm12000 in 600days. but now onli can save one in two. Is that a good investment skill? Depend on what u think. Chinese will say, stupid la, really is Indian Calculation style. But for Indian, they at least can save rm6000 in 2 years. better than some chinese who cannot ever save a single penny in 10 years.